Text Box: Sources: The Real Estate Capital Institute®, Chicago, Illinois, www.reci.com, CNNMoney.com, US Federal Reserve. Disclaimer: The information contained herein is compiled from various sources deemed reliable, but is not guaranteed to be accurate and may contain typographical errors and/or be incomplete. Statements, opinions and estimates presented herein are subject to change without notice and are independent of sources mentioned. Quotation not permitted without written permission. Past performance does not indicate future results.

The Real Estate Capital Institute®  

Historical  5- and 10-Year Mortgage Spread Range as Compared to the 10-Year US Treasury

*  Assumes lowest rates available at full leverage (e.g. 75% loan), rounded to the nearest  quarter percent at the beginning of each calendar year.  Blue area indicates the high and low range of mortgages (5 and 10-year pricing combined) in relationship to the 10-year Treasury Note shown in red.  Rate crossover indicate inverted yield curve.

Mortgage Rate Spreads vs. Treasuries

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